Category Archives: Business

5 Personal Finance Tips for Freelancers

personal finance tips

There are many benefits to being a freelancer. You have no boss to answer to, you can work from the comfort of your own home, and your income is only limited by the amount of time and effort you want to put into making money. However, being a freelancer also comes with a certain amount of serious responsibility – responsibility that you wouldn’t have if you did have a boss, and worked for a company, and had a regular paycheck. This is especially true when it comes to financial matters.

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Self-Employment – The 3rd Anniversary

Self Employment - The Third Anniversary

One of the great things about blogging is being able to look into your past and see what you were thinking/doing at any given time. For example, exactly three years ago today I sat down and wrote a post titled a new journey starts today.

I still remember writing that post because it was one of the most important days of my life. For the first time in my adult life, I woke up not having to go to work. I felt like my life had unlimited possibilities because there was no longer anything holding me back from giving self-employment a full-time effort.

Now that three full years have gone by, I thought it would be fun to take a look at what has all happened on that journey and talk about some of the things I have discovered along the way.

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A Day On Franz Josef Glacier

Franz Josef Glacier

This post was written by Kimberly Juchnowski. She is a 20 something travel junkie who began her backpacking career back in 2007. She’s covered 14 countries across 4 continents thus far and continues her journey across the globe. She’s the owner of, a site where she shares tips on Thailand Adventure Travel and info on Thailand tours and packages.


New Zealand is no doubt a hot spot for adventure tourism.  People flock here from all around the globe to get their fill of adrenaline packed activities. One place you do not want to miss is the Franz Josef Glacier.

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Should I Quit My Job?

Should I Quit My JobOver 3 years ago, I hit a tipping point where I could no longer handle working at an office job. I remember this experience like it was yesterday because I wrote a post about hitting my tipping point, where I wrote out my feelings and what was going through my head while I sat in my cubicle. Luckily I was able to make a change for the better and haven’t looked back since.

Since then, I’ve continued to work for myself and am soon going to be celebrating my 3 year anniversary of being self-employed. It’s been an interesting journey but I have enjoyed it and have learned more about business (and myself) than I ever would have anticipated.

However, the thing I find most interesting is that since writing that post, more than 230 people have stopped by and left comments (and stories) explaining how they no longer enjoy their jobs and are looking for a change in their life. It amazes me how many people feel the way I did and how the stories vary from person to person.

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Should You Charge For Your Product?


I received an interesting question the other day in regards to charging vs. giving away a product. Someone was struggling to decide if they wanted to give their product away or charge for it and was wondering if I could give them some advice.

I must say, it’s a difficult decision to make. I’ve had to make this decision a few times and I always struggle with the answer. Making money is always a huge step, but so is generating a buzz for free. For the most part, it really comes down to the product at hand and your business model.

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Linchpin: Are You Indispensable?

Over the past week, I’ve been hiding out and reading a new book I bought. For some reason, I could not put the book down until I finally finished it up. So what book was it?

The book was Linchpin by Seth Godin. Seth is not only one of my favorite authors, but he is also one of my role models. The guy is a genius in so many ways and I’ve been a follower of his blog since college.

Whenever he comes out with a new book, I tend to make it a priority to give it a read. After finishing this one up, all I can say is “wow.”

Despite that a lot of the content was not new to me, the book still managed to open my mind in many ways. It’s much different from some of his other books and focuses on being, rather than doing.

Here’s my Linchpin review including some details about the book and what I thought of it.

The System Is Broken

In his book, Godin talks about our current work system and how it is broken. Many tasks that used to be done by white-collar employees can now be done for free, by groups of people or by machines thanks to advancements in technology. A great example of this is Amazon’s Mechanical Turk.

The idea of just showing up for work and putting in your time no longer works. Unfortunately, most schools teach people how to do this with perfection. When it came to working in an office, I used to be amazing at “just showing up.”

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