Category Archives: Frugal Living

5 Personal Finance Tips for Freelancers

personal finance tips

There are many benefits to being a freelancer. You have no boss to answer to, you can work from the comfort of your own home, and your income is only limited by the amount of time and effort you want to put into making money. However, being a freelancer also comes with a certain amount of serious responsibility – responsibility that you wouldn’t have if you did have a boss, and worked for a company, and had a regular paycheck. This is especially true when it comes to financial matters.

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Your Money Or Your Life

Your Money or Your Life

When it comes to finding a career we truly love, one of the main things that can really hold us back is the lack of money (as well as large amounts of debt). I know this from personal experience because I was in this exact situation a few years ago. It can be really depressing when you find yourself in that “stuck” mode, where you have to keep your job in order to stay afloat even though you hate it. I might still be stuck in that same situation had I not hit my tipping point with office jobs and went through a financial overhaul.

Luckily, there is a solution to this problem and I feel that it can help people in just about any situation. What is it? Taking control of our personal finances. I know, the topic can get really boring, especially if all you do is read the “How to Get Rich” books that rehash the same content (save more money, make gazillions with real estate, etc.). It can also be overwhelming, especially if you find yourself in a tough position. But there is no better time to do an overhaul of your finances than right now.

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Experimenting With Car-Free Living

It has been quiet around here lately and with good reason: Not only have I been working on a new product (more to come in the upcoming week), but I’ve also been busy biking all over town. Ever since Earth Day, my girlfriend and I have been living car-free. It has been a goal we’ve had for a while and I must say we’re doing pretty good so far.

Our goal is to keep her car parked as much as possible (I don’t own a car myself). We’re still thinking about making the switch to a true car-free life but we want to give it a trial run before we make any major decisions.

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What $100 Worth of Groceries Looks Like – Florida vs. Hawaii

The main reason I decided to migrate down to Florida is because I am a sucker for tropical climates. I love palm trees, warm weather, and beaches more than anything. While Hawaii is the perfect place for this, I didn’t want to return to the high cost of living that Honolulu had to offer.

After doing a few cost of living checks, I learned the most of Florida is relatively affordable. However, it wasn’t until the other day when my girlfriend and I were grocery shopping that the cost of living difference between here and Hawaii really hit me.

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The Art of Voluntary Simplicity

As many of you know, ever since I hit my tipping point with office jobs I decided to live a life of voluntary simplicity. This lifestyle change is the main reason why I was able to leave that job and pursue my passions.

However, a lot of people who I talk to are curious to know what simplicity means in terms of a lifestyle. So here is an in-depth look at the lifestyle and how you can start living it yourself.

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